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What Is the Average Graduate Salary in the UK? Regional and Seniority Differences Explained

Discover the average graduate salary across the UK, including regional variations, seniority progression, and what you can expect after tax and student loan deductions.

Pay snapshot: The average graduate salary varies widely by measure: HESA reports a median of £30,000 for graduates in full-time employment 15 months after graduation, while top employer schemes average £35,000, and broader market averages sit around £30,500.

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  • Finance & insurance£52,000
  • Information & communication£48,000
  • Professional / scientific / technical£45,000
  • Public administration£39,000
  • Education£38,000

Understanding the Average Graduate Salary in the UK

When you search for the "average graduate salary" in the UK, you will quickly find conflicting numbers. This is because different surveys measure different things. The most authoritative sources include the Higher Education Statistics Agency (HESA), the Office for National Statistics (ONS), and employer surveys such as High Fliers. Each paints a slightly different picture.

HESA's Graduate Outcomes release shows a median salary of £30,000 for UK graduates in full-time paid employment 15 months after graduation. This is a broad measure covering all graduates, not just those on high-profile schemes. In contrast, High Fliers' The Graduate Market in 2026 report, which surveys the UK's 100 most popular graduate employers, puts the median starting salary at £35,000. Bridgewater UK reports a broader market average of £30,500 for graduate starting salaries in 2026. The range at smaller employers can be £22,000 to £26,000.

It is important to distinguish between the median (the middle value) and the mean (the average). The ONS prefers the median for earnings because it is less affected by a small number of very high earners. For all full-time employees, the ONS Annual Survey of Hours and Earnings (ASHE) reports a median gross annual salary of £39,039 in April 2025. This figure is higher than typical graduate starting salaries because it includes experienced workers.

Regional Variations in Graduate Pay

Where you work in the UK has a significant impact on your graduate salary. London graduate salaries are typically 15 to 22% higher than equivalent roles in regional cities. Most large employers also offer a London weighting allowance of £2,000 to £5,000 on top of base salary. For example, a graduate scheme paying £30,000 in Manchester might pay £35,000 in London.

Scotland has its own Income Tax bands, which differ from England, Wales, and Northern Ireland. This means that even if your gross salary is the same, your take-home pay will be different north of the border. The Scottish basic rate threshold is lower, so graduates earning above around £25,000 may pay more Income Tax than they would in England. Always check the Scottish tax bands when comparing job offers.

Northern Ireland saw the highest growth in median full-time earnings (7.4%) in the latest ONS data, though starting salaries for graduates there tend to be closer to the UK median than to London levels.

Seniority and Progression: What Graduates Earn Over Time

A graduate's salary is not static. The Department for Education's Longitudinal Education Outcomes (LEO) dataset, which links university records to HMRC tax data, shows how earnings progress. One year after graduation, the median graduate earned £24,800. After five years, this rose to £31,400, and after ten years, to £36,100. These figures are in 2022-23 prices; add roughly 9% for today's money.

Subject choice matters enormously. LEO data shows that medicine, economics, physics, engineering and maths graduates earned £41,600 to £53,300 five years out. In contrast, creative arts, performing arts, education and health and social care graduates earned £24,500 to £28,100. However, the spread within a subject is wider than the gap between subjects. Ten years out, the top quarter of creative arts graduates out-earned the bottom quarter of computing and business graduates.

Some professions have clear pay scales. NHS Band 5 roles (entry point for qualified nurses, midwives, and allied health professionals) start at £31,049 (2025/26), rising to £37,796 at the top of the band. Teachers in England start at £31,650 outside London, rising to £38,766 for inner London. These roles offer predictable progression but may have flatter trajectories than some private sector careers.

Take-Home Pay: What You Actually Receive

Gross salary is only part of the story. A £30,000 graduate salary with a standard tax code and a 5% pension contribution can produce monthly take-home pay around the low £2,000s before student loan deductions. A £35,000 offer may feel £5,000 higher on paper, but after tax, National Insurance, pension and loan repayment, the monthly improvement is much smaller.

For 2026/27, the personal allowance is £12,570. Income above that is taxed at 20% within the basic-rate band, then 40% above the higher-rate threshold. Most graduate salaries fall inside the basic-rate band. Employee National Insurance is 8% on earnings within the main band and 2% above the upper band. Student loan repayments depend on your plan: Plan 2 (post-2012 loans) deducts 9% of earnings above £27,295 per year, while Plan 5 (from 2023) deducts 9% above £25,000.

Scotland's Income Tax bands mean that graduates there may pay more tax on earnings between £25,000 and £43,662 compared to England. Always use a take-home pay calculator that accounts for your specific tax code, pension, and student loan plan.

Making Sense of the Numbers

When evaluating a graduate job offer, look beyond the headline "average graduate salary". Consider the total package including pension, bonuses, and benefits. Factor in location and cost of living. Understand the progression path: some roles start lower but offer rapid increases, while others have fixed pay scales.

The most useful benchmarks are:

  • HESA median of £30,000 for all graduates 15 months out
  • High Fliers median of £35,000 for top 100 employer schemes
  • Broader market average of £30,500 (Bridgewater UK)
  • LEO data showing £24,800 one year out, £31,400 after five years

For more context on how these figures compare to overall UK earnings, see our UK Average Salary. You can also explore salary articles covering different industries and regions.

Conclusion

The "average graduate salary" is not a single number but a range. Your actual salary will depend on your degree subject, the employer, location, and your negotiation. Use the data from HESA, High Fliers, and LEO as guides, but always assess the full package and your personal circumstances. Remember that take-home pay is what matters for your budget, and that varies significantly by region and tax regime.

Frequently asked questions

What is the average graduate salary in the UK in 2026?

There is no single figure. HESA reports a median of £30,000 for graduates in full-time employment 15 months after graduation. High Fliers puts the median at top 100 employers at £35,000, while Bridgewater UK gives a broader market average of £30,500. The figure depends on which employers and timeframes are included.

How much does a graduate take home after tax and student loan?

Take-home pay depends on gross salary, tax code, pension contributions, and student loan plan. For a £30,000 salary with a 5% pension contribution, monthly take-home is roughly in the low £2,000s before student loan deductions. Scotland's different Income Tax bands can reduce take-home further for higher earners.

Do graduate salaries vary by region in the UK?

Yes. London graduate salaries are typically 15-22% higher than equivalent roles in regional cities, and many employers add a London weighting of £2,000-£5,000. Scotland has different Income Tax bands, which affects net pay. Northern Ireland saw the highest growth in median full-time earnings (7.4%) in the latest ONS data.